5 Reasons You Need a Tour Protection Plan

Credit: USI Insurance Services

 1. You’ve invested a significant expense in your trip. If you have to cancel, you’ll lose that money.

Cancelling a trip is disappointing enough. You don’t want to lose your entire trip investment on top of it. The Trip Cancellation benefit may provider reimbursement of unused, non-refundable travel arrangements. Read your policy carefully for policy terms and conditions, exclusions and termination provisions. 

You may purchase the Cancel For Any Reason (CFAR) benefit option and you can cancel your trip for any reason outside those listed in the policy to cover your non-refundable trip costs. (For CFAR coverage, you must purchase your plan within 14 days of your initial trip deposit. Other conditions apply. Read policy for details. Not available to residents of NY.) 

2. Once you’ve departed on your trip, plans can still go wrong.

Unfortunately, baggage loss or damage is not uncommon. Neither are travel delays. Our plans offer coverage for these scenarios. And if your trip is interrupted due to an unforeseen event, our plans may cover that too. Read the full list of covered reasons for Trip Interruption in the policy.

3. You need coverage in case you get sick or injured while away from home.

If you get sick or injured on your trip, access to medical coverage is important. Many people mistakenly believe medical care outside the U.S. is free or very cheap. This is not the case, particularly when you’re traveling outside of the United States. In fact, many travelers have been shocked at the cost of care abroad.

The insurance plan also includes Emergency Medical Evacuation for medically necessary transportation to the nearest hospital or appropriate facility, following a covered illness or injury. Read policy for benefit details. 

4. The Tour Protection Plan gives you access to global 24/7 assistance services. 

Let’s say your passport was lost or stolen in at the airport. Or your prescription medications were left behind at home. Or you twisted your ankle on an excursion and need to find a doctor. Who do you call or where do you go for help? Your plan comes with access to 24/7 global travel assistance services. If at any point you have any question during your trip or need assistance, you can call the numbers provided and get immediate assistance. 

5. Protect your vacation, plus your emergency medical expenses and belongings, while you are traveling. 

We hope your trip goes smoothly. But think of your non-refundable financial trip expense. Would you be comfortable losing it in the event of a cancellation? And perhaps more importantly, think of the expense you could face if you become sick or injured while traveling and need emergency medical care or an evacuation. Purchasing travel insurance for can help make your trip more enjoyable and relaxing. And that’s the whole point, right? 

For coverage specifics, exclusions and terms and conditions, always read the full policy. 

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